Home Buying for Entrepreneurs: What Small Business Owners Need to Know Before They Start Looking

If you’re a small business owner or entrepreneur considering homeownership, you may have heard that getting a mortgage is more difficult when you’re self-employed. The truth is, it isn’t harder. It’s simply different. Understanding how lenders evaluate business owners before you begin your home sear

Mortgage Rates Drop to 5.98%: First Time Under 6% Since 2022

Mortgage Rates Drop to 5.98%: Why This Shift Is Bigger Than It Looks On Monday, I shared the headline you’ve probably all seen. Mortgage rates dipping under 6 percent. Since then, rates have moved again. The average 30 year fixed is now sitting at 5.98 percent. That may sound like a tiny adjustment

Mortgage Rates Hit 5.99%: What the Headlines Miss and What Buyers Should Know

If you’ve been following housing news lately, you probably saw the headlines late last week. Mortgage rates dipped into the 5.99% range, marking the first time in nearly three years that the average 30-year fixed rate has broken below the 6 percent threshold. Naturally, that sparked a lot of excitem

Can You Use a Roth IRA to Buy Your First Home? Here’s What You Should Know

If you’ve ever heard someone say you can use a Roth IRA to buy your first home, you’re not wrong. But you’re also not getting the full story. This is one of those topics that sounds simple on the surface and gets misunderstood fast. The rules matter, and getting them wrong can cost you money you did