Mortgage Rates Hit 5.99%: What the Headlines Miss and What Buyers Should Know

If you’ve been following housing news lately, you probably saw the headlines late last week. Mortgage rates dipped into the 5.99% range, marking the first time in nearly three years that the average 30-year fixed rate has broken below the 6 percent threshold. Naturally, that sparked a lot of excitem

Can You Use a Roth IRA to Buy Your First Home? Here’s What You Should Know

If you’ve ever heard someone say you can use a Roth IRA to buy your first home, you’re not wrong. But you’re also not getting the full story. This is one of those topics that sounds simple on the surface and gets misunderstood fast. The rules matter, and getting them wrong can cost you money you did

Alpharetta Real Estate Market Snapshot: December Year-Over-Year Perspective

December is often seen as a quiet month in real estate, but quiet does not mean inactive. In fact, it is one of the most telling times of year to look at market behavior because what you see now is driven less by hype and more by intent. Here is a look at how Alpharetta’s market is shaping up so far

What Happened This Past Week: Rate Cut & Why Mortgage Rates Still Stung

What Happened Last Week: Rate Cut & Why Mortgage Rates Still Stung Last week, the Federal Reserve cut its benchmark interest rate for the first time since December 2024, lowering the federal funds rate by 25 basis points to a range of 4.00%–4.25%. The move—welcomed by many in real estate—was framed